San Antonio Community Resource Directory

The mission of Neighborhood Housing Services of San Antonio (NHSSA) is "Building Successful Families and Communities Through Housing Opportunities."

NHSSA has developed and constructed more than 325 new homes, rehabbed 200 existing homes, and closed more than 1,400 loans, totaling more than $30 million. Additionally, we prepare our clients to be financially sound and excel as homeowners, by annually serving 300+ clients with counseling services through our Home Ownership Center.

As a HUD-certified Community Housing Development Organization (CHDO) and a US Treasury-certified Community Development Financial Institution (CDFI), NHS develops new units and rehabs existing homes to open and preserve access to quality affordable housing options for local low and moderate-income families. To ensure our clients are in a position to financially succeed as homeowners, we provide them access to a variety of low- cost down payment assistance and mortgage loan products. Critically, as a HUD-certified Housing Counseling Agency, we can also provide those same families with comprehensive housing counseling services including credit repair, credit-building, foreclosure prevention/mitigation and financial capability coaching.

NHSSA is a private non-profit corporation organized under state laws, and has an IRS 501 c (3) designation. The corporation is a locally controlled organization with special lending and affordable housing development as its main focus.  NHSSA opened its Home Ownership Center in 1999.  With public-private partnerships comprised of neighborhood residents, area business leaders, and government representatives, NHSSA serves as a catalyst to enhance both quality affordable housing units and tangible homeownership opportunities for low-to moderate-income families.

Hours
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 1:00 PM
Saturday: CLOSED
Sunday: CLOSED

Our housing counselors provide you with custom - tailored guidance as you prepare for homeownership.

In our session we will:

  • Determine how much home you can afford
  • Build your credit and reduce debt
  • Create a budget and build savings
  • Become mortgage ready
  • Plan your next steps to start your homeownership journey

Housing counseling appointments are scheduled at your convenience during our business hours. Counseling sessions are typically 60-90 minutes long (depending on your needs) and can be conducted over video call, by phone or in person at our Homeownership Center at 847 Steves Ave.

You will be asked to complete a counseling intake packet and provide us with documentation for your financial assessment. Although all counseling sessions are free of charge, NHSSA charges a $25 fee, per borrower, to obtain your credit report for the housing counseling session.   A credit report is comprehensive and collects data from the three major credit bureaus.  The type of credit report we pull is a "soft inquiry", meaning it will not impact your credit score.  Once you call our offices and decide to set an appointment, an NHSSA counselor will provide you with the counseling intake packet and options to pay for your credit report.

$25 to obtain your credit report 

Hours
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 1:00 PM
Saturday: CLOSED
Sunday: CLOSED

Valorie Garcia Send email
(210) 798-2394
Connie Mendez Send email
(210) 798-2392
Updated within the last 2 months.

The City of San Antonio's Neighborhood and Housing Services Department provides a HUD-approved First-time Homebuyer Education Class. In-person and self-paced online options are available.

The course is based on a standardized curriculum that covers these core topics of homeownership and more.

  • Budgeting
  • Credit
  • Obtaining A Mortgage Loan
  • Shopping for a Home
  • Homeowners Insurance
  • Protecting your Investment

Our in-person classes are held monthly. The cost is $35 per household. Registration is required. Click here for dates and to register.

The self-paced online course is provided in partnership with E-Home America. The cost is $99.

To receive a certificate of completion for either option, an in-person advising session with one of our counselors is required.

Hours
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 1:00 PM
Saturday: CLOSED
Sunday: CLOSED

Valorie Garcia Send email
(210) 798-2394
Connie Mendez Send email
(210) 798-2392
Updated within the last 2 months.

The Neighborhood Housing Services of San Antonio provides up to $20,000 in down payment and closing cost assistance to eligible first-time homebuyers in Bexar County for the purchase of their home. Our assistance is in the form of a second mortgage, meaning that it is a loan that is paid back over time. Once you are pre-approved for your home loan, we work with your lender to determine the level of assistance needed for your down payment and/ or closing costs. 

We know that saving for a down payment can be challenging, so let us help you reach that goal of homeownership sooner!

Potential homebuyers must meet all program eligibility guidelines and requirements including: 

  • First-Time homebuyer
  • Obtain a 1st lien mortgage with a participating lender
  • US citizen or permanent resident 
  • Purchase home in Bexar County 
  • Minimum credit score of 580 
  • Fall within the income guidelines. Income guidelines can be found here, Down Payment Assistance.
  • Complete a HUD approved Homebuyer Education Class 
Incentives
  • For Prospective Homeowners
Hours
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 1:00 PM
Saturday: CLOSED
Sunday: CLOSED

Patricia Sanchez Send email
(210) 798-2396
Updated within the last 2 months.

NHSSA offers 1st lien mortgages. If you are interested in purchasing a home, come shop and compare offers. Our rates are very competitive and we work with a variety of mortgage companies to provide you with the best product to fit your needs. Our Lending staff have over 20 years of experience with 1st and 2nd lien mortgages and will provide you with exceptional service from start to finish.

To get pre-qualified please contact, our Lending Specialist.

Incentives
  • For Prospective Homeowners
Hours
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 1:00 PM
Saturday: CLOSED
Sunday: CLOSED

Patricia Sanchez Send email
(210) 533-6673 x: 306
Updated within the last 2 months.

NHSSA can help you with making smarter overall financial decisions, such as choosing credit products that can help you build or rebuild credit. It can also help you to keep your credit score in a higher range as you monitor your credit report for inaccuracies.

?Click here to view resources and tips on information regarding credit and credit history. 

Hours
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 1:00 PM
Saturday: CLOSED
Sunday: CLOSED

Updated within the last 2 months.